Licensed in Kansas for commercial, group health and personal coverage, with offices just across the Missouri line.
We are licensed in Kansas and write commercial, group health and auto coverage for Kansas businesses and drivers, from our offices in southwest Missouri.
Southeast Kansas is closest to our Joplin and Carthage offices — Pittsburg, Columbus, Baxter Springs, Galena and the surrounding towns — and the county list below covers the rest of the state.
Kansas is a no-fault state, which means personal injury protection is part of the required auto coverage and claims for medical expenses go through your own policy first. That is a real difference from Missouri and Oklahoma, and it changes what a comparable policy looks like. Workers compensation requirements for Kansas employers are set separately from Missouri's.
Kansas auto generates extra questions because it is a no-fault state and requires personal injury protection. We walk customers through how Kansas coverage differs from what they are used to in Missouri or Oklahoma.
For business customers we pay close attention to employees and vehicles crossing the state line rather than assuming a Missouri policy setup fits a Kansas exposure.
Our license covers the whole state, so we can write coverage in all 105 Kansas counties. Southeast Kansas is closest to our Joplin and Carthage offices, and most Kansas business is handled by phone and email.
Communities within about 45 miles of our Joplin, Carthage or Springfield offices. We write across the whole state, so if your town is not on this list, call us anyway.
Yes. We are licensed in Kansas and can write coverage for Kansas residents and businesses, whether you come into an office or handle it by phone and email.
Yes. Kansas is a no-fault state and requires personal injury protection, which Missouri does not. Required minimum limits differ as well.
Tell us what you need covered and we will shop it across dozens of carriers.